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The cabinet has announced that second-generation health insurance will begin from Jan. 1. At that time the insurance rate will fall to 4.91 percent, though some people will have to pay an additional premium on certain kinds of supplementary income. 

Second-generation health insurance begins next year. At that time, the insurance rate will fall from 5.17 to 4.91 percent, reducing revenues by nearly NT$21 billion. The government will recoup the shortfall by levying a supplementary premium of 2 percent on income outside of regular salaries. The Department of Health gave an initial estimate of premiums rising for 3 million people. The remaining 85 percent of the population will pay a lower amount.

Su Ching-chuan
KMT Legislator
The premium calculation base should be expanded, so it will include rental income, interest income and dividends. What’s wrong with that?

Eva Teng
NHI Civic Surveillance Alliance
I can’t believe that the cabinet has decided on the 4.91 percent rate. It borders on stupidity. There’s this fairy tale that the 4.91 percent rate will continue until 2015. But if not enough premiums are collected, then the copayments people pay must increase. If (rates are increasing for) only 3 million people, then it’s certainly not the wealthy who are paying more. 

In response, the cabinet said it formed a mechanism to link revenues and expenditures. An NHI committee will track any financial shortfalls then recommend an appropriate insurance rate to the Department of Health. The department can then send a new rate to the cabinet for approval, ensuring that the system’s books stay balanced.


二代健保行政院拍板確定明年元旦上路,費率將降為4.91%,短收的保費,將從補充保費中挹注,衛生署初估,有8成5的民眾保費減少,不過,民間監督健保聯盟大罵政府,補充保費課不到有錢人,未來健保恐怕撐不到政府預期的105年,又要追加保費。

行政院長陳?拍板定案,明年元旦上路的二代健保費率,將從5.17%,調降為4.91%,短少的208億保費,將從補充保費中補回來。補充保費中通通都要課2%。衛生署初估約300萬人的保費增加,其餘八成五的民眾保費可望減少。

[[立委(國) 蘇清泉]]
“應要擴大費基,所以從一些房租、利息所得,股票股利所得,讓費基擴大,有什麼不好”

[[民間監督健保聯盟 滕西華]]
“沒有辦法相信,行政院會做出這種4.91%"近乎愚蠢"的費率,一旦收不到足夠的保費,4.91%要維持到105年的這個神話,一個是民眾的自費額必須增加,如果只有300萬人(增加保費) ,那勢必不是(課到)有錢人”

行政院也回應,二代健保已建立”收支連動”,會由健保會整體考量,假如財務缺口發生,由健保會評估後,會再提出最適當的費率報衛生署轉行政院核定,確保財務平衡。


文章出處 :民視英語新聞

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