閱讀暖身
《大富翁》是許多人童年美好的回憶;擲骰子、算格子、蓋房子,努力成為最後贏家。當時覺得遊戲中理所當然的房租、稅金、貸款,如今看來都與現實不符。在讓下一代繼續玩這個傳統遊戲之前,也應好好思考遊戲能夠如何教育他們財經相關知識。
進入本文前,請先想想以下單字:
(A) 波動/ (B) 房貸/(C) 遵守
Monopoly, a classic board game that many grew up with, may not be the first choice to teach children about real-world finance. The scarcity, tradeoffs and the sole purpose of the game—becoming the wealthiest player through buying and selling of property—indeed reflect that of the real-world. Nonetheless, players need to be aware of the plethora of inaccuracies in contrast to how the systems work in the real-world.
《大富翁》是一款相當經典的紙盤遊戲,卻不是最好的商業教材。雖然稀少性、交易模式及遊戲中「成為最富有的玩家」主旨與現實相符,但玩家需意識到其中為數可觀與真實世界不符的錯誤。
1. Predetermined Pricing 已預定的價位
Unlike in most capitalist societies where prices are determined by (1)supply and demand, all prices for properties, houses and hotels are predetermined and flat in Monopoly. The property purchasing price does not (A)fluctuate with social and political trends. The landlords may not raise rent (2)as they see fit or charge extra fees. Therefore, players cannot play the real estate market as they would in the real-world. Although they can negotiate among themselves for trading, it is only for unimproved properties, railroads and utilities.
《大富翁》不像資本社會多以供需為標準來決定價格;遊戲中所有地產、房屋及飯店都已有既定價位。由於地產買賣價格不會被社會及政治趨勢影響而波動,地主也不能心血來潮加收房租或其他費用,因此玩家不能如現實世界中炒房地產。即便遊戲中玩家可以商談交易價,但所能交易的物產只有仍未改建過的土地、鐵路及水電廠。
2. Unusual Property Rights 獨特的財產權